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SIP Calculator

A Systematic Investment Plan (SIP) is one of the most disciplined ways to invest in mutual funds. Our advanced SIP Calculator helps you estimate the future value of your monthly investments based on an expected annual return rate. Whether you are planning for retirement, a child's education, or buying a home, knowing your potential returns is the first step.

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How to Use SIP Calculator

  1. Step 1: Enter your monthly investment amount (e.g., ₹5,000).
  2. Step 2: Set the expected annual interest rate (e.g., 12%).
  3. Step 3: Choose the investment duration in years.
  4. Step 4: The calculator instantly shows your total investment, estimated returns, and total value.

Key Features

  • Real-time growth visualization with interactive charts.
  • Inflation-adjusted return estimates.
  • Completely private; no data is sent to any server.
  • Works offline once loaded.

Frequently Asked Questions

What is a good SIP return rate?

Equity mutual funds typically offer 12-15% annual returns over the long term (5+ years).

Can I increase my SIP amount later?

Yes, most mutual funds allow 'Step-up SIPs' where you increase the amount annually.

Is this calculator accurate?

It provides an estimate based on compound interest formulas. Actual market returns may vary.

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